Electronic signing · Loan contracts
Sign a document properly.
Upload a PDF, add signers, send the link. Signing takes half a minute and the signer needs no account. The signature is real: embedded in the PDF itself, verifiable in Adobe Reader and by an independent EU validator.
The service is in beta — self-serve registration is closed for now. If you already have an account, sign in.
Three steps
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Upload the document
Any PDF up to 25 MB. We check its structure before anything opens it.
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Add the signers
Enter their e-mail addresses. Each signer gets their own one-time link.
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Done
The signature goes into the PDF, and every step into a hash chain you can check.
Signature tiers, stated plainly
The tiers do not carry the same legal weight, and we do not pretend otherwise.
Simple signature (SES)
Draw your signature with a finger or type it. We then seal the document with the platform's certificate, so any later alteration shows. The signer's identity rests on the signing record, not on a certificate.
Qualified signature (QES)
Sign with your Croatian eID card via Web eID. The private key never leaves the card — we never see it.
Your own certificate
Already signed elsewhere? Upload the signed PDF — we validate it and fold it into the same evidence record.
In preparation: the advanced signature (AES) and remote qualified signing through a trust service provider.
Why the result is trustworthy
A real PAdES signature
The signature is in the PDF itself. Open it in Adobe Reader and you will see it — it is not a note in our database.
Independent validation
When you open verification, we check the signature through EU DSS against the official trusted lists. An unconfirmed trust chain is never shown as a valid signature.
An evidence record
Created, sent, viewed, signed, declined, completed — every step in a hash chain. Verifying a document recomputes that chain and reports if it is broken.
And the whole loan contract
Signing is the end of the story. The rest of it is here too.
Calculation
Annuities and discounted cash flow. No account, right now.
The contract
A Croatian loan agreement assembled from your data and typeset to PDF.
Instalments and payments
A repayment schedule, a record of payments, reminders before a due date and overdue notices.
Claims marketplace
Offer a claim for assignment, take offers, conclude and sign the cession contract.
Common questions
Does the signer need an account?
No. The signer opens a link shared by the sender or received by e-mail. The session table stores only its hash; when e-mail is used, the full link passes through the delivery queue and mail provider. After signing it cannot create another signature — it remains valid only to download the signed copy, until it expires.
Is a simple signature the same as a handwritten one?
No, and we do not claim it is. Where the law requires writing, notarisation or a qualified signature, a simple signature does not suffice. Whether it suffices for your document is your call — take legal advice if you need it.
Can I verify someone else's signature?
Yes. Loan contracts have a public verification page, and you can check any signed PDF in an external PAdES validator — you do not have to take our word for it.
What happens to my data if I close my account?
We anonymise them. Signed documents and their evidence record remain — they prove a legal act and are chained to the other parties' signatures on the same document. The privacy policy explains this, including exactly what stays in that record.
What languages does it work in?
The interface and legal pages are available in Croatian, English and French. Automated transactional e-mail is Croatian during the beta.